Retirement Strategies: Achieve Your Financial Goals

We all dream of a wonderful retirement, but the path forward isn’t always clear. We can help you get there with proven income, investment and tax strategies!

Today’s retirees have special needs. The transition from a working individual to a retiree is a huge life event, and it takes careful planning. Not only do you need to have a solid income strategy, you need a solid tax strategy as well. These hand in hand could make or break your retirement plan.

At Merlak Tax Advisory Group, Inc., helping you achieve your vision for retirement is our number one goal.

As an Investment Advisor Representative, Carla is an independent fiduciary registered with Brookstone Capital Management. Advisory services are offered through her affiliate company, Next Phase Financial, LLC.

I offer two types of appointments to get your financial house in order and to create a tax efficient forward plan:

1. Get your financial house in order – In this one hour complimentary appointment for existing tax clients, we will review your goals and dreams, your financial accounts, pensions, budget, and taxes to make sure you are on track.  

This review is for YOU if you:

Have college bound children

Have multiple accounts that need consolidation

Find yourself struggling to balance budget, savings and retirement

Have plans to retire within the next 5 years

Have plans to move or change your marital status

Feel you are paying too much in taxes

Together, we will decide if future sessions will be needed to achieve your goals and fees to move forward will be agreed upon before we move forward.

2. Advanced Tax Planning – In this session you can get questions answered through real time forward planning software.  There is a $200 charge for this one hour session.  If we need a 2^nd session, that will be included in this price.

This session is for you if you:

Are planning to transition to retirement in the next two years

Are planning to start taking social security

Are considering Roth conversion strategies

Are planning a move or have a large purchase

Are planning on an inheritance

Feel you are paying too much in taxes

Don’t let these financial and tax questions weigh on your mind.  Get the answers you need to move forward in confidence.

Move Forward with Confidence

Planning well for retirement takes a multi-faceted approach. Not only do you need a strategy for your income, but you also need to plan for taxes and invest well to finish strong.

Too often, people neglect investment and tax strategies and wind up facing financial problems in retirement. But this doesn’t have to be the case!

We start with a holistic approach, reviewing all aspects of your financial life, your goals and dreams, what’s working and what isn’t, your concerns and plans for the future.

After this complimentary review, you will have the choice to continue on your journey to financial peace of mind and we will agree on the costs to do so. No surprises!

Your Financial Allies for Life

You hold the power to control your financial future. Let’s get there together! We will be here for you all the way to the retirement finish line and beyond.

Give us a call at 779-220-9608 or click here to schedule an appointment virtually or in the office. We are located in Lake in the Hills, IL, and Elmhurst, IL.

Between 1/15 and 4/15, please call the office at (779)220-9608 to set a time.

Carla Merlak

President
Investment Advisory Representative
Licensed Insurance Agent
Tax Planning Specialist

Recognizing the challenges faced today by retirees and those on the threshold of retirement, Carla Merlak, owner and president, sought out the ownership of a firm positioned to truly serve their needs. She has been helping people in the western and northwestern suburbs of Chicago for over two decades. Her core beliefs of tax reduction have assisted hundreds of families put more money in the “right” pocket by implementing defensive investment strategies and the use of tax advantaged programs.

Carla’s priority is to assist her clients in developing and implementing a financial plan with their personal needs and goals in mind. Her values-based financial strategies help her clients make smart choices about money, develop defensive strategies to minimize the impact of taxes and inflation on their investments, and help preserve wealth and create legacies for their families.

She has used this knowledge to help retirees and pre-retirees, like yourself, increase lifetime income and reduce their tax burden, while reducing the effects of market risk on their retirement nest egg.

I’m sure you have questions, don’t put off your retirement dream any longer.

Come on in for your complimentary review by scheduling online below, or calling us at 779.220.9608

Carla Merlak is proud to be affiliated with Brookstone Capital Management