About Carla Merlak

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So far Carla Merlak has created 187 blog entries.

Have Bank Rates Got You Down?

Interest rates have been low for a long time and it doesn't look like they will get back to the "good old days" any time soon.  Like most of my clients, you may be wondering if there is anything better out there for your money.  A multi-year guarantee fixed annuity might be right for you. [...]

2018-04-03T16:03:08-07:00October 22nd, 2015|Annuities|Comments Off on Have Bank Rates Got You Down?

Confused About Life Insurance Options?

There are many kinds of life insurance, but they generally fall into two categories: Term insurance and Permanent insurance. Term insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs. It provides protection for a specific period of time (the “term”) and generally pays a benefit only if you [...]

2016-06-27T07:36:58-07:00September 24th, 2015|life insurance|Comments Off on Confused About Life Insurance Options?

Stylish and Organized!

List of Supplies: 1 Two Drawer Filing Cabinet Krylon Metal Surface Spray Paint (in the color of your choice) 2 Dollar store 8x10 Picture Frames 2 Handles of your choice Gorilla Glue Remove original handles, Lay down old blanket/ tarp/ or cardboard, put the filing cabinet on it and spray away (as directed on spray [...]

2018-04-03T16:03:08-07:00September 10th, 2015|Just for Fun!|Comments Off on Stylish and Organized!

Confused About Annuities?

There are many choices when it comes in investing your life's nestegg.  Each program comes with pro's and con's.  No one product or program is right for everyone nor right for all of your money.  Start learning about annuities to see if you feel they have a place in your retirement plan. https://www.allianzlife.com/annuities/abcs-of-annuities

2016-06-27T07:36:58-07:00September 8th, 2015|Annuities|Comments Off on Confused About Annuities?

Tax Law Updates for 2015

1. Supreme Court ruling on ACA Millions of people will now continue to have access to affordable health care in the states which did not establish marketplace healthcare exchanges. It also tees up our next three major tax issues. 2. Affordable Care Act changes for individuals The individual mandate penalty increases to the higher of [...]

2018-04-03T16:03:08-07:00August 31st, 2015|Tax|Comments Off on Tax Law Updates for 2015

Do you have enough life insurance?

A simple method to determine how much life insurance you should have is: DIME D is for debt payoff I is for income replacement M is for mortgage payoff E is for education expenses for your children

2016-06-27T07:36:58-07:00August 12th, 2015|life insurance|Comments Off on Do you have enough life insurance?

Lake In The Hills

8411 Pyott Rd. Suite 107
Lake in the Hills, IL 60156

Elmhurst

579 W. North Ave. Suite 205
Elmhurst, IL 60126
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